10 Questions to Ask Before Buying a New Construction Home

Buying a new construction home is exciting—it’s fresh, modern, and tailored to today’s living. But it's also one of the biggest financial decisions you’ll make, and not all new homes or builders are created equal. To help you buy with clarity and confidence, here are 10 essential questions every buyer should ask before signing on the dotted line.

1. Who is the builder, and what’s their reputation?

Not all builders are the same. Some focus on high volume, others on custom craftsmanship. Research the builder's background:

• How long have they been in business?

• Do they have a portfolio of completed projects?

• Are they local and responsive?

2. What’s included in the base price—and what costs extra?

Many builders advertise a "starting price," but upgrades can quickly add up. Ask:

• What finishes and features are standard?

• Are appliances, landscaping, or fencing included?

• Are there lot premiums?
  Understanding the base price versus upgraded options will help you budget realistically.

3. Can I customize the floor plan or finishes?

Depending on the builder and type of home (spec vs. semi-custom vs. fully custom), customization may be limited or extensive. Ask:

• Can walls be moved?

• Can I select cabinetry, flooring, or countertops?

• Do you offer design consultations?

A flexible builder will help you create a home that truly suits your lifestyle.

4. What are the energy efficiency features of the home?

A well-built new home should include energy-efficient systems and materials, which save money long-term. Ask about:

• Insulation types

• Windows (double-pane, Low-E)

• HVAC efficiency ratings

• Energy certifications (like HERS rating or ENERGY STAR appliances)

5. What’s the estimated timeline for completion?

Construction timelines vary depending on weather, labor availability, and material delays. Be clear on:

• When construction starts

• When it’s expected to finish

• What happens if there are delays

Make sure your financing and living arrangements account for possible schedule changes.

6. What’s the process for inspections and walkthroughs?

Even new homes need inspections. Ask:

• Will I have opportunities to walk through during construction?

• Do you offer a final walkthrough before closing?

• Can I bring in an independent inspector?

A builder that welcomes transparency likely has nothing to hide.

7. What warranties come with the home?

New homes typically come with builder warranties, but coverage varies. Be sure to ask:

• What’s covered in the 1-year, 2-year, and 10-year warranties?

• Who handles warranty claims—your team or a third party?

• How do I submit a service request?

A clear, responsive warranty process gives peace of mind.

8. What kind of homeowners association (HOA) exists, if any?

HOAs can offer benefits like community upkeep but also come with rules and fees. Ask:

• What are the monthly or annual dues?

• What do they cover?

• Are there architectural restrictions (e.g., on fences, paint colors, landscaping)?

Understanding HOA expectations now can prevent surprises later.

9. Are there any incentives or preferred lenders?

Builders often offer incentives like closing cost contributions or design credits—especially if you use their preferred lender. Ask:

• What current promotions or deals are available?

• Do I have to use your lender to qualify?

• Can I shop around for financing?

Always compare rates to ensure you’re getting the best deal.

10. What sets your homes apart from others?

This question is key. You’re not just buying walls and a roof—you’re investing in a builder’s values. Ask:

• What do you focus on: design, energy efficiency, craftsmanship?

• How are your homes different from other builders in this area?

• How do you ensure quality throughout construction?

A confident builder will be proud to answer this.

Final Thoughts

Buying a new construction home is a unique process—one that offers the excitement of fresh design and modern features. But by asking the right questions, you protect yourself, your investment, and your future.

As a local, detail-driven home builder in San Antonio, our goal is to make the process transparent, collaborative, and high quality from start to finish. If you’re exploring a new home, we’d love to answer these questions—and any others you have.